Are you a nurse, doctor, or medical staff member nearing retirement?
We specialize in helping healthcare professionals create tax-smart and
income-secure strategies expert-crafted around your real-life retirement needs.
Your Career Was Unique.
Your Plan Should Be Too.
You may be managing multiple income sources like 401(k)s accounts, KPERS pensions, or overtime-based pay. You may be worried about rising healthcare costs, when to enroll in Medicare, or how long your savings will last if you retire early—or late.
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Many nurses, physicians, and hospital staff have spent decades prioritizing others. But now is the time to prioritize your future.
We understand the real-world retirement challenges you are facing.
How do I roll over my 401(k) or KPERS when I retire?
Is my income protected if I reduce hours or retire early?
What are the Medicare steps I need to take before 65?
How do I avoid overpaying in retirement taxes?
You do not have to navigate this alone. For more than 25 years, SFL has helped healthcare professionals MAXIMIZE their income and MINIMIZE their taxes.
What We Help Healthcare Professionals Like You Plan For
If you work in healthcare, you already know how unpredictable life can be.
Your retirement strategy should be providing you clarity, control, and peace of mind.
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We help medical professionals in Kansas prepare for retirement with step-by-step support across every decision that matters.
Understand ALL of Your Options
401(k) and KPERS Rollover Guidance
Understand your options before you leave employment and how to avoid costly rollover mistakes. 59 1/2 year olds need to be aware of other 401(k) options.
Medicare Enrollment & Planning
Know when to sign up, what coverage to choose, and how it fits into your overall retirement picture.​
Tax-Efficient Withdrawal Strategies
Learn how to minimize taxes as you draw income from retirement accounts like IRAs and Roth IRAs.
Social Security Timing Strategy
Maximize your benefit by choosing the right age to file based on your income, age, and spousal status.
​Lifetime Income Planning
See how you can create guaranteed income that you cannot outlive.
Long-Term Care Cost Protection
Plan now for future care needs so your savings are not wiped out later.
Access the Free Retirement Resource Kit for ALL Healthcare Professionals
Start by exploring our most popular free retirement planning tools customized for healthcare workers in Kansas.
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These resources have been designed to provide quality retirement information for busy nurses, doctors, and medical staff.
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Each item is easy to digest and has been strategically designed to avoid costly mistakes.
Interactive Retirement Tools You Can Download Today:
Featuring Action Step Guides, eBooks, Checklists, and Workbooks
Your Retirement Questions Deserve Real Answers.
Let’s Talk.
You do not need a perfectly organized plan to get started.
You do not need all your paperwork in order.
You just need someone who will listen, ask the right questions, and show you your next best step.
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When you are ready to retire or still figuring out your timeline, we are always here to help.
​What to Expect During Your No-Cost Strategy Consultation:
1
Connection
A friendly 45 minute conversation. Review of your financial picture, whether you have a 401(k), KPERS, IRA, Medicare plan, or Social Security questions.
2
Assessment
We will identify key planning needs, including potential gaps, rollover options,
tax minimization strategies, or timing decisions you may be facing.
3
Guidance
Receive personalized guidance at your pace with no pressure or commitments, just clarity and direction. Our goal is to provide you with a clear roadmap, whether you're retiring soon or just beginning your planning journey.